Facts & Figures' Blog

With 253 fraud victims reported to Action Fraud during 2017 and £23 million lost, pension scam artists continue to steal money by luring people by offering unrealistic returns on their pension savings. Over 55s are particularly targeted as they often have larger sums and are particularly attracted by the returns promised to them by fraudsters. […]

Interest Rates

On 2 August 2018 the Monetary Policy Committee (MPC) of the Bank of England unanimously voted to increase interest rates by 0.25% for the second time in 9 months following their historic collapse to 0.25% in 2009. Many younger people have no idea what it is to live in a country with a “realistic” interest […]

The Rise of the FAANGs!

The 5 technology giants: Facebook, Amazon, Apple, Netflix and Google (parent Alphabet) collectively known as the FAANGS, now have individual annual turnover greater than many countries! Together, they are worth more than all the businesses that make up the FTSE 100 and, according to the Guardian, more than the companies that comprise the Hang Seng […]

How not to run out of money…

Cashflow planning – the best kept secret in financial planning? “Is it a truth universally acknowledged that those in possession of a good fortune must be in want of financial advice?” There may have been a time when such “universal acknowledgement” was restricted to financial advisers – but now the government has mandated that anyone […]

Financial exclusion

  An estimated 12,000 branch-based jobs are at risk due to bank closures around the country. With mobile banking being adopted more than ever before, the relevance of branches is starting to be questioned. For many the convenience of simply entering a passcode into an app and pressing a few buttons to process a financial […]

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