If you need to have long term care help – move into a nursing or residential home – You can’t rely on the State
How much money can I keep before the State will pay for me?
Local Authority and Care Fees –Eligibility to Benefits are Means Tested
|Your capital||What you will have to pay|
|Over £23,250||You must pay full fees (known as being self-funding).|
|Between £14,250 and £23,250||The local council will fund some of your care and you’ll contribute to the rest.|
|Less than £14,250||This will be ignored and won’t be included in the means test – the local council will pay for your care. However, they will still take your eligible income into account.
BUT they must leave you with £24.90 for personal expenses
Further information from Age UK
Certain types of income and certain types of capital eg money from certain disability benefits and pensions, may not be counted in the means test. All other income and capital will be taken into account