Healthcare and private medical insurance advice from Talis: Independent Financial Advisers, can help you make sure that you and your family are protected should you have an accident or become ill. Call us on 0208 581 0088 for further information.
There are three broad types of protection under the Healthcare heading:
- Private Medical Insurance: provides quick and easy access to private hospitals and healthcare treatment
- Permanent Health Insurance (PHI): Provides an income if the insured is unable to work through sickness or injury.
- Critical Illness Insurance: pays out a lump sum if the insured is diagnosed with an insured critical illness – typically conditions would include heart attack, cancer and stroke plus a list of other illnesses prescribed by individual insurers. Although it can be purchased as a stand-alone product it is often added as an additional benefit to a life assurance policy.
Crucially you must ask: will I be able to pay my mortgage or rent if I am unable to work because I am ill or injured?
Here more than perhaps anywhere else in financial services there are huge differences in cover and cost. Independent financial advice is essential to make sure that you get what you need at the best possible price.
Read our Critical Illness Guide
Contact Us now for further information on all aspects of healthcare, private medical insurance, permanent health insurance (PHI) and critical illness insurance.
We are independent financial advisers based in London and the South East.